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REGARDING
FUNERALS
 Are
the number of funeral pre-arrangements increasing? Yes. Many
people are discovering the peace of mind that pre-arranging provides.
At Warenski Funeral Home, we are meeting with families daily for
pre-arrangement.
Are the prices
guaranteed?
Yes, provided that all principle remains and all interest is allowed
to accumulate to the account. With proper planning the account should
cover inflationary increases.
Are
pre-arrangements refundable or transferable?
Yes. Utah law states that you are entitled to your original deposit
and all interest. The only penalty you may incur would be from the
bank if the trust is in a certificate of deposit redeemed before
maturity. Pre-arrangements are transferable between funeral homes
with no penalty.
Are there taxes
on the interest earned?
Bank trust accounts will generate a 1099 under the social security
number of the person covered. The interest is taxable. There are
no taxes involved when the trust is an insurance product.
The Value of Funeral
Services
What purpose does the funeral serve?
A funeral service serves two functions. It gives the family and
friends an opportunity to express their sorrow and begin the process
of healing their grief. Secondly, it tells society that a life has
ended and the community will change with the loss of that person.
Is viewing the
deceased necessary?
Most grief counselors will verify the need for viewing in the
healing process. Viewing the deceased affirms that death has occurred.
Many people find comfort in the peaceful appearance of their loved
one following a lingering illness or even an unexpected death.
Is it necessary
to spend a lot of money on a funeral?
No. The funeral service begins the process of grief resolution.
It is possible to achieve the full benefit of that process regardless
of the amount spent. Many people believe that the funeral should
reflect the lifestyle of the deceased in terms of content and extravagance.
If we choose cremation,
can we still view the body?
Yes. Cremation is a form of disposition, an alternative to earth
burial. Cremation is not necessarily a replacement for funeral services.
Many funeral services with viewing end with cremation.
Are cremations
less expensive than burial services?
Generally yes, however, it really depends on the services arranged.
Cemetery expenses to bury cremated remains will normally be lower
than the burial of a casket. It is possible to spend more for
a cremation than earth burial. The final balance depends on the
options chosen by the arranging party.
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