For Peace Of Mind

It may seem peculiar to make funeral arrangements at a time when we are full of life and looking with open eyes toward the future. But it is most unfortunate when these arrangements must be made during a time of grief and mourning and details must be decided upon immediately.

With a plan for pre-need funeral arrangements, Warenski Funeral Home offer the opportunity to make a few important decisions now, to ensure financial security and peace of mind for you and your loved ones. Call today to find out more about pre-need planning and how you can freeze funeral costs and put the worry out of your mind.

For your convenience we have provided a pre-planning guide that you can complete online. Click here to fill out form.

Many people are discovering that pre-arranging a funeral service lightens the burden on family members when the need arises. Pre-arrangement and pre-financing of funerals is a rising trend nationwide. There are two options available for pre-financing as dictated by Utah state law.

Bank Trust Accounts

All funds received by the funeral home are placed in a 100% trust through a local bank in a certificate of deposit. All interest accumulates to the account until drawn out with a certified copy of the death certificate.

Funeral Insurance

Also 100% trusted, the vehicle is an irrecoverable funeral insurance policy or an annuity. There are several insurance companies that offer funeral insurance plans. These plans allow the beneficiary to use the policy proceeds to pay for funeral expenses at the time of need. This plan would be the recommended method if you wanted to avoid taxable interest.

It is often necessary to place a person on medical assistance as his or her assets dwindle. When funds are depleting, a spend-down of remaining assets begins in an effort to qualify for financial assistance. An acceptable spend-down is a funeral pre-paid agreement. In this situation certain spending limits are required and a Warenski Funeral Home staff person can advise you on the ways to place funds in trust and qualify for medical assistance.

A discussion regarding the various details for pre-planning and pre-financing is available by appointment. A phone call to Warenski Funeral Home will place a funeral director at one's assistance, or feel free to fill out the pre-planning guide to request to receive a packet of information and funeral costs free of charge.