For Peace Of Mind
It may seem peculiar to make funeral arrangements
at a time when we are full of life and looking with open
eyes toward the future. But it is most unfortunate when
these arrangements must be made during a time of grief and
mourning and details must be decided upon immediately.
With a plan for pre-need funeral arrangements, Warenski
Funeral Home offer the opportunity to make a few important
decisions now, to ensure financial security and peace of
mind for you and your loved ones. Call today to find out
more about pre-need planning and how you can freeze funeral
costs and put the worry out of your mind.
For your convenience we have provided a pre-planning guide
that you can complete online. Click
here to fill out form.
Many people are discovering that pre-arranging a funeral
service lightens the burden on family members when the need
arises. Pre-arrangement and pre-financing of funerals is
a rising trend nationwide. There are two options available
for pre-financing as dictated by Utah state law.
Bank Trust Accounts
All funds received by the funeral home are placed in a
100% trust through a local bank in a certificate of deposit.
All interest accumulates to the account until drawn out
with a certified copy of the death certificate.
Also 100% trusted, the vehicle is an irrecoverable funeral
insurance policy or an annuity. There are several insurance
companies that offer funeral insurance plans. These plans
allow the beneficiary to use the policy proceeds to pay
for funeral expenses at the time of need. This plan would
be the recommended method if you wanted to avoid taxable
It is often necessary to place a person on medical assistance
as his or her assets dwindle. When funds are depleting,
a spend-down of remaining assets begins in an effort to
qualify for financial assistance. An acceptable spend-down
is a funeral pre-paid agreement. In this situation certain
spending limits are required and a Warenski Funeral Home
staff person can advise you on the ways to place funds in
trust and qualify for medical assistance.
A discussion regarding the various details for pre-planning
and pre-financing is available by appointment. A phone call
to Warenski Funeral Home will place a funeral director at
one's assistance, or feel free to fill out the pre-planning
guide to request to receive a packet of information and
funeral costs free of charge.