Frequent Questions 

yes, provided that all principle remains and all interest is allowed to accumulate to the account. With proper planning the account should cover inflationary increases.

Yes. Utah law states that you are entitled to your original deposit and all interest. The only penalty you may incur would be from the bank if the trust is in a certificate of deposit redeemed before maturity. Pre-arrangements are transferable between funeral homes with no penalty.

Bank trust accounts will generate a 1099 under the social security number of the person covered. The interest is taxable. There are no taxes involved when the trust is vested an insurance product.

A funeral service serves two functions. It gives the family and friends an opportunity to express their sorrow and support while beginning the process of healing and expressing their grief. Secondly, it tells society that a life has ended and the community will change with the loss of that person.

Most grief counselors will verify the need for viewing in the healing process. Viewing the deceased affirms that death has occurred. Many people find comfort in the peaceful appearance of their loved one following a lingering illness or even an unexpected death.

No. The funeral service begins the process of grief resolution. It is possible to achieve the full benefit of that process regardless of the amount spent. Many people believe that the funeral should reflect the lifestyle of the deceased in terms of content and extravagance.

Yes. Cremation is a form of disposition, an alternative to earth burial. Cremation is not necessarily a replacement for funeral services. Many funeral services with viewing end with cremation.

Generally yes, however, it really depends on the services arranged. Cemetery expenses to bury cremated remains will normally be lower than the burial of a casket. It is possible to spend more for a cremation than earth burial. The final balance depends on the options chosen by the arranging party.